The Recruit Card, famous for its high cashback rate and permanently free annual fee, supports online application.
This article will guide you on how to create a Recruit JCB Card, the necessary documents, and the steps to take after receiving the card.
What I like most about using the Recruit JCB Card is the 1.2% cashback on every transaction. Or, when charging your Suica app from this card, you earn 0.75% in points. For example:
Use the card to buy an iPhone for 175,000 yen => get back 2,100 yen
Charge 20,000 yen to the Suica app => get back 150 yen.
What is the Recruit Card?
Let's explore the standout features of the Recruit Card:
Card Name: Recruit Card (リクルートカード)
International Brands: JCB, Mastercard, Visa
Annual Fee: Free forever
Return Rate: 1.2%
Reward Points: Recruit Points (リクルートポイント)
Promotion: Get up to 8,000 yen in points when registering
With a 1.2% return rate even during normal spending, the Recruit Card is a top choice for those who focus on accumulating points.
Reward points can be exchanged for Ponta Points or d Points. Not only that, but they can also be used for services like "Jalan.net", "Hot Pepper Beauty", and "Hot Pepper Gourmet".
One of the biggest benefits of the Recruit Card is the permanently free annual fee, helping you save on costs while easily racking up points.
You don't need to worry about paying annual fees from the second year onwards, so you can continue earning points without incurring extra costs.
If you want to "accumulate points efficiently" or "want to own a card with no annual fee", applying for the Recruit Card is an option you shouldn't overlook.
Steps to apply for the Recruit Card online
Applying for the Recruit Card is done exclusively online. Below is a specific step-by-step guide so you can easily own a Recruit JCB Card.
First, here is what you need to prepare:
A Recruit ID account
One of the following documents:
Driver's License
My Number Card
Residence Card (Zairyu Card)
Health Insurance Card
Residence Certificate (Juminhyo - issued within the last 6 months)
On the screen that appears, select "Click here to apply for Recruit Card (JCB)" (リクルートカード（JCB)のお申込はこちら) to start the registration process.
Note that you will need a "Recruit ID", which is shared with services like "Jalan.net" and "Hot Pepper". If you already have an account, just log in. If not, you will need to create a new Recruit ID.
Step 2: Select Card Type
Here, select JCB. Then, read the terms of use carefully and agree to them to continue.
Step 3: Register Member Information
The next step is to fill in the necessary information such as your name, address, phone number, date of birth, occupation, and information about your company—including address, phone number, capital, number of employees, date of joining, and annual income.
Step 4: Register Payment Account
You need to register a bank account to pay for the card usage fees. Choose an account with a steady income source to avoid payment shortages. The Recruit Card also supports "Online Bank Transfer Service", allowing you to complete transfer registration immediately online with many affiliated banks such as: Mitsubishi UFJ, Sumitomo Mitsui, Mizuho, Resona, Yucho (Japan Post Bank), Rakuten, SBI Net, Aeon, GMO Aozora, and many other regional banks.
Step 5: Complete Registration
After checking all the information you entered, complete the registration process. Ensure all details are correct to avoid delays in the review process.
The screening process takes a few business days, and the results will be notified via email. Finally, the card will be sent to you by post after the screening is completed.
Get rewards immediately upon successful registration
After receiving the card, you can receive up to 6,000 yen worth of points through these 3 steps:
After successful registration: 1,000 yen
After starting to use the card: 1,000 yen
If you pay phone bills via the card: 4,000 yen
Above, I have briefly introduced the Recruit JCB Card and how to apply for it online. The Recruit Card is not only free annually but also offers a high cashback rate (1.2%), helping you save more on daily shopping and expenses.
Hello everyone. I'm an IT engineer working in Japan. I created this blog to share about life and experiences during my study and work journey. I hope this article will be helpful to you.
